What is Refinancing Housing Loan & Mortgage?
- Refinancing works by giving a homeowner access to a new mortgage loan which replace its existing one.
- Refinancing homeowners are required to demonstrate that refinance mortgage will result in monthly payment savings.
- In the context of personal finance, refinance multiple debts makes management of the debt easier. If high-interest debt such as credit card debt, personal loan debt is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage rates over a longer period.
Our Services
- We strive to be your financial services provides of choice. We will help in lower down interest rates or cash out for financial difficulty & credit card debts.
- We provide one stop solution service to settle your housing loan, from analysing until submitting your application we also give FREE CONSULTION to help you get a package suit you best.
- HIGH REPAYMENT
Credit card and personal loan debt has vastly higher interest rate than housing loan
- EXPENSES RATES
Credit card and personal loan debt has vastly higher interest rate than housing loan
- EXPENSES RATES
You wish to clear all pending dues and start a fresh with lower commitment
- Additional cash forAdditional cash using for Investment, Renovation, Education, Medical, and else
It can good to explain the opportunity of refinancing housing loan.
Benefits & Privileges
- To take advantage of a lower interest rates.
- To consolidate other debt into one loan & account.
- To reduce the monthly repayment amount.
- To get cash on hand or free up cash.
Who Can Apply
- Malaysian citizen
- 21 years of age and above
- Need has house tenure up 4 or 5 years
- Income requirement minimum gross monthly income above RM 3,000.00
Document Required
For employee:
- IC
- EPF Latest
- S&P & Home Title
For employer:
- IC
- SSM
- Income Tax with E-Lejar
- S&P & Home Title
