Properties Loan
Property Loan (personal name)
A simple and basic loan for commercial properties with added flexibility.
- Option to have redraw facility.
- Margin of financing of up to 90 % (with MRTA).
- Flexibility to accept additional repayment in excess of the monthly fixed instalments to reduce principle outstanding.
- Daily rest interest calculation based on the reducing principle outstanding on daily basis.
- BR + 0.5 to 5% (depend BR from particular bank. Mostly interest rate will be 4.2% to 5.9% p.a.
Property Loan (company name)
A simple and basic loan for commercial properties with added flexibility.
- Option to have redraw facility.
- Margin of financing of up to 85% (with MRTA).
- Flexibility to accept additional repayment in excess of the monthly fixed instalments to reduce principle outstanding.
- Daily rest interest calculation based on the reducing principle outstanding on daily basis.
- BLR – (1 to 2.3%) p.a. (BLR 6..75%p.a)
Extra Working Capital up to 300% margin can be financed which handled by MAGIC CONSULTANCY.
如何减少您房地产的利息，与加快还款
- 用EPF的第二户口，条件EPF回筹率低过5%
- 用定存，条件必须要先有6个月生活储备金，及定存少于4%
- 每月还多点 + 复利
- 其它高于6%的回筹投资, 等于回筹高于银行利息，那就别还银行房地产贷款。
